A diversified core, managed with discipline.
Portfolios start with a strategic, broadly diversified core built around the long-term allocation the plan calls for. Alongside it, a tactical component uses relative strength to lean toward areas of the market that are leading and step back from those that are lagging.
The Pelorus Method™, step by step.
In practice, each family moves through the same sequence, from the first conversation to the reviews that keep the plan current.
1
Discovery and understanding.
Uncovering what matters most: family dynamics, personal aspirations, financial concerns and lifestyle goals.
2
Analysis and goal prioritization.
Evaluating current assets, identifying tax and risk opportunities and putting the goals in priority order.
3
Strategy design and plan development.
Scenario analysis across investments, retirement income, tax planning, risk management and estate strategy, brought together into an eMoney plan.
4
Implementation and coordination.
Managing the execution of each recommendation and working directly with your attorneys and CPAs until it is done.
5
Ongoing partnership, monitoring and adjustments.
Regular reviews that track progress against life milestones, adjust to market shifts and keep the plan current.